{"id":171,"date":"2025-12-01T12:46:10","date_gmt":"2025-12-01T11:46:10","guid":{"rendered":"https:\/\/srv99953.seohost.com.pl\/testfxx\/?page_id=171"},"modified":"2026-06-05T18:16:46","modified_gmt":"2026-06-05T16:16:46","slug":"zacznij-tutaj","status":"publish","type":"page","link":"https:\/\/insiderfx.pl\/en\/zacznij-tutaj\/","title":{"rendered":"Zacznij tutaj"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"171\" class=\"elementor elementor-171\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2f46fde elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2f46fde\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-180f467\" data-id=\"180f467\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d17e01c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d17e01c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e620805\" data-id=\"e620805\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fc8cc99 elementor-hidden-mobile elementor-invisible elementor-widget elementor-widget-image\" data-id=\"fc8cc99\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1896\" height=\"2560\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-scaled.webp\" class=\"attachment-full size-full wp-image-25953\" alt=\"arkadiusz balcerowski\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-scaled.webp 1896w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-scaled-600x810.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-1137x1536.webp 1137w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-1516x2048.webp 1516w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-222x300.webp 222w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-768x1037.webp 768w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zacznij-tutaj-copy-1-758x1024.webp 758w\" sizes=\"(max-width: 1896px) 100vw, 1896px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-adac856 elementor-invisible\" data-id=\"adac856\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;bounceInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57efb60 elementor-widget elementor-widget-heading\" data-id=\"57efb60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Twoja droga do wolno\u015bci finansowej<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8995bee elementor-widget elementor-widget-text-editor\" data-id=\"8995bee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Je\u015bli czytasz ten tekst, to znaczy, \u017ce interesuj\u0105 Ci\u0119 finanse osobiste i \u015bwiadome zarz\u0105dzanie pieni\u0119dzmi. Bardzo mnie to cieszy.<\/p><p>Za chwil\u0119 poznasz moj\u0105 kr\u00f3tk\u0105 histori\u0119 oraz 7 krok\u00f3w, kt\u00f3re prowadz\u0105 na drog\u0119 do wolno\u015bci finansowej. Najpierw jednak odpowiedzmy na jedno, bardzo wa\u017cne pytanie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-3b2af36 e-flex e-con-boxed e-con e-parent\" data-id=\"3b2af36\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2052c66 e-flex e-con-boxed elementor-invisible e-con e-child\" data-id=\"2052c66\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;zoomInUp&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cade9a elementor-cta--valign-middle elementor-cta--skin-cover elementor-widget__width-inherit elementor-animated-content elementor-widget elementor-widget-call-to-action\" data-id=\"7cade9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/insiderfx.pl\/wp-content\/uploads\/2025\/12\/AdobeStock_441320165-scaled.webp);\" role=\"img\" aria-label=\"default\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tDla kogo jest ten blog?\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__description elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tTen blog to swego rodzaju kompas dla os\u00f3b, kt\u00f3re chc\u0105 uporz\u0105dkowa\u0107 swoje finanse i odzyska\u0107 nad nimi kontrol\u0119. \t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f116271 e-flex e-con-boxed e-con e-parent\" data-id=\"f116271\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6909ab3 elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"6909ab3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Znajdziesz tu praktyczne materia\u0142y, kt\u00f3re pomog\u0105 Ci:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-046c826 e-flex e-con-boxed e-con e-parent\" data-id=\"046c826\" 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30.8c0 0.294-0.239 0.533-0.533 0.533h-1.067c-0.294 0-0.533-0.239-0.533-0.533v-0.533h2.133v0.533zM31.467 10.533h-2.667c-0.295 0-0.533 0.239-0.533 0.533s0.238 0.533 0.533 0.533h2.667c0.295 0 0.533-0.239 0.533-0.533s-0.238-0.533-0.533-0.533z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUporz\u0105dkowa\u0107 d\u0142ugi <br>i odzyska\u0107 kontrol\u0119 nad bud\u017cetem\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b47bc8e elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"b47bc8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"xlmetriz metriz-pig-money\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tBudowa\u0107 oszcz\u0119dno\u015bci<br>krok po kroku\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9310a04 elementor-widget__width-auto elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"9310a04\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg 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2.875 2.875h5.006c-0.319 0.463-0.506 1.025-0.506 1.625s0.188 1.162 0.506 1.625h-1.631c-1.588 0-2.875 1.287-2.875 2.875 0 0.912 0.425 1.725 1.088 2.25-0.663 0.525-1.087 1.338-1.087 2.25s0.425 1.725 1.087 2.25c-0.663 0.525-1.087 1.337-1.087 2.25s0.425 1.725 1.087 2.25c-0.663 0.525-1.087 1.337-1.087 2.25 0 1.587 1.288 2.875 2.875 2.875h7.369c1.938 2.075 4.7 3.375 7.763 3.375 5.856 0 10.625-4.769 10.625-10.625-0.006-4.875-3.306-8.994-7.794-10.238zM25.563 6.338c0.894 0 1.625 0.731 1.625 1.625s-0.731 1.625-1.625 1.625h-15.313c-0.894 0-1.625-0.731-1.625-1.625s0.731-1.625 1.625-1.625h15.313zM2.875 5.088c-0.894 0-1.625-0.731-1.625-1.625s0.731-1.625 1.625-1.625h15.313c0.894 0 1.625 0.731 1.625 1.625s-0.731 1.625-1.625 1.625h-15.313zM6.25 10.838h15.313c0.25 0 0.494 0.056 0.706 0.162-0.294-0.025-0.594-0.037-0.894-0.037-2.931 0-5.594 1.194-7.519 3.125h-7.606c-0.894 0-1.625-0.731-1.625-1.625s0.731-1.625 1.625-1.625zM6.25 15.338h6.537c-0.713 0.975-1.256 2.069-1.606 3.25h-4.931c-0.894 0-1.625-0.731-1.625-1.625s0.731-1.625 1.625-1.625zM6.25 19.837h4.644c-0.094 0.569-0.144 1.156-0.144 1.75 0 0.506 0.037 1.012 0.106 1.5h-4.606c-0.894 0-1.625-0.731-1.625-1.625s0.731-1.625 1.625-1.625zM6.25 27.587c-0.894 0-1.625-0.731-1.625-1.625s0.731-1.625 1.625-1.625h4.863c0.313 1.175 0.825 2.269 1.5 3.25h-6.362zM21.375 30.962c-5.169 0-9.375-4.206-9.375-9.375s4.206-9.375 9.375-9.375 9.375 4.206 9.375 9.375-4.206 9.375-9.375 9.375z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tInwestowa\u0107 nadwy\u017cki finansowe<br>i d\u0142ugoterminowo pomna\u017ca\u0107 kapita\u0142\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-becb03c e-flex e-con-boxed e-con e-parent\" data-id=\"becb03c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ec94a5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4ec94a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45da37b elementor-widget elementor-widget-text-editor\" data-id=\"45da37b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Finanse osobiste to jednak nie tylko liczby. To w du\u017cej mierze <b>psychologia <\/b>i emocje, dlatego du\u017c\u0105 wag\u0119 przyk\u0142adam do<b> higieny finansowej<\/b> i pracy nad nawykami. W tym obszarze du\u017cym wsparciem jest dla mnie moja \u017cona \u2013 psycholog.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5437220 e-flex e-con-boxed e-con e-parent\" data-id=\"5437220\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-79a388d elementor-cta--layout-image-right elementor-cta--valign-middle elementor-cta--mobile-layout-image-above elementor-cta--skin-classic elementor-animated-content elementor-widget elementor-widget-call-to-action\" data-id=\"79a388d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/insiderfx.pl\/wp-content\/uploads\/2025\/06\/54779b6cc45a3_o_xlarge-1.jpg);\" role=\"img\" aria-label=\"54779b6cc45a3_o_xlarge\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tDlaczego to robi\u0119? <br>Chwila, kt\u00f3ra zmieni\u0142a moje \u017cycie\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tMoja historia z finansami i inwestowaniem zacz\u0119\u0142a si\u0119 na studiach w 2012 roku. Pierwszy zakup akcji zako\u0144czy\u0142 si\u0119 szybkim sukcesem, <b>kt\u00f3ry da\u0142 mi<\/b> <b>z\u0142udne poczucie pewno\u015bci siebie. Kilka dni p\u00f3\u017aniej przysz\u0142o brutalne zderzenie z rzeczywisto\u015bci\u0105<\/b> \u2013 straci\u0142em 2 tysi\u0105ce z\u0142otych oszcz\u0119dno\u015bci. Wtedy zrozumia\u0142em, \u017ce musz\u0119 naprawd\u0119 pozna\u0107 zasady rz\u0105dz\u0105ce rynkiem.<br><br>\nCzyta\u0142em coraz wi\u0119cej, analizowa\u0142em, uczy\u0142em si\u0119 metod\u0105 pr\u00f3b i b\u0142\u0119d\u00f3w. Prze\u0142omowym momentem by\u0142 jednak <b>wypadek samochodowy<\/b> tu\u017c przed zako\u0144czeniem studi\u00f3w licencjackich. <b>Uszkodzenie kr\u0119gos\u0142upa unieruchomi\u0142o mnie na dwa letnie miesi\u0105ce 2014 roku.<\/b> Ten czas, paradoksalnie, jeszcze bardziej pog\u0142\u0119bi\u0142 moje zainteresowanie ekonomi\u0105 i inwestowaniem.<br><br>\nBez mo\u017cliwo\u015bci normalnego funkcjonowania, <b>poch\u0142ania\u0142em kolejne ksi\u0105\u017cki i materia\u0142y. <\/b>Zacz\u0105\u0142em udziela\u0107 si\u0119 na forum bran\u017cowym, gdzie u\u017cytkownicy zasugerowali mi za\u0142o\u017cenie bloga. By\u0142 to <b>pierwszy krok w stron\u0119 dzielenia si\u0119 wiedz\u0105. <\/b>Kilka miesi\u0119cy p\u00f3\u017aniej powsta\u0142 InsiderFX \u2013 miejsce, w kt\u00f3rym dzi\u015b jeste\u015b.<br><br>\nZ czasem uko\u0144czy\u0142em studia magisterskie z ekonomii, zda\u0142em <b>egzamin maklerski,<\/b> zdoby\u0142em <b>licencj\u0119 doradcy inwestycyjnego<\/b> oraz presti\u017cowy tytu\u0142 <b>CFA<\/b>. Wymaga\u0142o to ogromu pracy i wyrzecze\u0144, ale nauka by\u0142a dla mnie naturaln\u0105 pasj\u0105.\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cf0395 e-con-full e-flex e-con e-child\" data-id=\"2cf0395\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb92794 elementor-cta--valign-middle elementor-cta--skin-cover elementor-widget__width-inherit elementor-animated-content elementor-widget elementor-widget-call-to-action\" data-id=\"bb92794\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/insiderfx.pl\/wp-content\/uploads\/2025\/12\/AdobeStock_441320165-scaled.webp);\" role=\"img\" aria-label=\"default\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tM\u00f3j cel\/misja\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__description elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tMoj\u0105 misj\u0105 jest pomoc Polakom w wej\u015bciu na drog\u0119 ku wolno\u015bci finansowej.\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b0f209b e-flex e-con-boxed e-con e-parent\" data-id=\"b0f209b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-86b01c3 elementor-cta--layout-image-left elementor-cta--valign-middle elementor-widget__width-initial elementor-cta--mobile-layout-image-above elementor-cta--skin-classic elementor-animated-content elementor-widget elementor-widget-call-to-action\" data-id=\"86b01c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/Zacznij-tutaj-podmianka-zamiast-kalkulatora-i-dlugopisu-copy-scaled-e1770036384261.webp);\" role=\"img\" aria-label=\"Zacznij tutaj (podmianka zamiast kalkulatora i d\u0142ugopisu) copy\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tCzego szko\u0142a nie mo\u017ce, tam blog pomo\u017ce\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__description elementor-cta__content-item elementor-content-item\">\n\t\t\t\t\t\tOd pocz\u0105tku wiedzia\u0142em, \u017ce pr\u0119dzej czy p\u00f3\u017aniej b\u0119d\u0119 chcia\u0142 dzieli\u0107 si\u0119 zdobyt\u0105 wiedz\u0105. Sprawia mi to zwyczajn\u0105 satysfakcj\u0119. Przez lata na blogu pojawia\u0142y si\u0119 g\u0142\u00f3wnie tre\u015bci ekonomiczne, dzi\u015b oznaczone kategori\u0105 \u201eGospodarka\u201d. Zdaj\u0119 sobie spraw\u0119, \u017ce nie zawsze s\u0105 one niezb\u0119dne w codziennym zarz\u0105dzaniu finansami, dlatego z czasem kierunek bloga zacz\u0105\u0142 si\u0119 zmienia\u0107.<br><br>Finanse osobiste by\u0142y mi zawsze najbli\u017csze. To one realnie wp\u0142ywaj\u0105 na jako\u015b\u0107 \u017cycia, poczucie bezpiecze\u0144stwa i spok\u00f3j. Dlatego blog zosta\u0142 przebudowany i ukierunkowany na praktyczne zarz\u0105dzanie pieni\u0119dzmi \u2013 bez \u017cargonu, bez presji, bez stresu.\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-543bf3a e-flex e-con-boxed e-con e-parent\" data-id=\"543bf3a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fed0ee4 elementor-widget elementor-widget-heading\" data-id=\"fed0ee4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Skala problemu jest ogromna*<\/h4>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f7bad9 e-con-full e-flex e-con e-child\" data-id=\"7f7bad9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e569534 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"e569534\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg class=\"ekit-svg-icon icon-smart\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M20.267 24.631v-1.165c3.671-1.958 5.538-6.163 4.529-10.199s-4.635-6.868-8.796-6.868-7.787 2.832-8.796 6.868c-1.009 4.036 0.858 8.241 4.529 10.199v1.162c-0.223 0.076-0.425 0.202-0.591 0.37-0.307 0.298-0.478 0.708-0.476 1.135 0.001 0.548 0.283 1.057 0.747 1.349-0.242 0.416-0.28 0.919-0.106 1.367s0.545 0.791 1.004 0.933c0.219 1.279 1.325 2.214 2.622 2.218h2.133c1.297-0.004 2.403-0.939 2.621-2.218 0.459-0.141 0.829-0.485 1.004-0.933s0.136-0.951-0.105-1.366c0.098-0.062 0.189-0.134 0.271-0.217 0.306-0.297 0.478-0.707 0.476-1.134-0.003-0.676-0.43-1.277-1.067-1.502zM8 15.467c0.001-3.954 2.889-7.314 6.798-7.908s7.665 1.756 8.84 5.531-0.583 7.842-4.138 9.572c-0.184 0.089-0.3 0.276-0.3 0.48v1.391h-6.4v-1.392c0-0.204-0.116-0.391-0.3-0.48-2.763-1.329-4.514-4.129-4.5-7.195zM11.897 25.754c0.097-0.099 0.231-0.155 0.37-0.154h7.467c0.295 0 0.533 0.239 0.533 0.533 0.001 0.144-0.059 0.281-0.163 0.38-0.097 0.099-0.231 0.155-0.37 0.154h-7.467c-0.295 0-0.533-0.239-0.533-0.533-0.001-0.144 0.059-0.281 0.163-0.38zM17.067 30.933h-2.133c-0.676-0.003-1.277-0.43-1.502-1.067h5.137c-0.225 0.637-0.826 1.064-1.502 1.067zM19.2 28.8h-6.4c-0.295 0-0.533-0.239-0.533-0.533s0.239-0.533 0.533-0.533h6.4c0.295 0 0.533 0.239 0.533 0.533s-0.239 0.533-0.533 0.533z\"><\/path><path d=\"M31.533 12.804l-2.675-0.334c-0.292-1.071-0.718-2.102-1.268-3.067l1.653-2.127c0.165-0.212 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18.446v-1.158l0.91-0.91c0.1-0.1 0.156-0.236 0.156-0.377v-0.533h-1.067v0.313l-0.677 0.677-0.923-0.308v-1.419l0.659-0.33h0.941v-1.067h-0.533v-0.65l1.436-0.359 0.697 0.697v0.846h1.067v-1.067c0-0.141-0.056-0.277-0.156-0.377l-0.91-0.91v-0.625l0.221-0.221h1.158l0.754 0.754v8.092l-0.754 0.754h-0.56l-0.907-1.363c-0.099-0.149-0.266-0.238-0.445-0.237h-0.846z\"><\/path><path d=\"M14.023 18.51l0.754-0.754-0.377-0.377v-1.379h-1.067v1.6c0 0.141 0.056 0.277 0.156 0.377z\"><\/path><path d=\"M18.51 17.977c0.1-0.1 0.156-0.236 0.156-0.377v-1.6h-1.067v1.379l-0.377 0.377 0.754 0.754z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tTylko 12% os\u00f3b ocenia swoj\u0105 <br>wiedz\u0119 o gie\u0142dzie jako wysok\u0105\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d92d508 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"d92d508\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg class=\"ekit-svg-icon icon-shopping-cart-2\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M23.169 25.488c-1.431 0-2.606 1.175-2.606 2.606s1.175 2.606 2.606 2.606 2.606-1.175 2.606-2.606c0-1.431-1.175-2.606-2.606-2.606zM24.469 28.094c0 0.719-0.587 1.306-1.306 1.306s-1.306-0.587-1.306-1.306c0-0.719 0.587-1.306 1.306-1.306 0.788 0.006 1.375 0.594 1.306 1.306zM14.044 25.488c-1.431 0-2.606 1.175-2.606 2.606s1.175 2.606 2.606 2.606 2.606-1.175 2.606-2.606c0-1.431-1.169-2.606-2.606-2.606zM14.044 29.4c-0.719 0-1.306-0.587-1.306-1.306s0.588-1.306 1.306-1.306c0.719 0 1.306 0.587 1.306 1.306s-0.588 1.306-1.306 1.306zM25.444 10.5c0.256-0.681 0.394-1.412 0.394-2.181 0-3.438-2.788-6.225-6.225-6.225s-6.225 2.787-6.225 6.225c0 0.769 0.137 1.506 0.394 2.181h-4.594l-2.438-8.338h-6.063v1.237h5.081l5.8 19.744h14.463l5.281-12.644h-5.869zM19.619 3.4c2.719 0 4.919 2.2 4.919 4.919s-2.2 4.919-4.919 4.919-4.919-2.2-4.919-4.919c-0.006-2.713 2.2-4.919 4.919-4.919zM25.188 21.844h-12.706l-2.919-10.037h4.894c1.119 1.65 3.012 2.737 5.156 2.737s4.037-1.088 5.156-2.738h4.588l-4.169 10.038zM19 11.287h1.3v-2.281h2.281v-1.306h-2.281v-2.344h-1.3v2.344h-2.35v1.306h2.35z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\t80% nigdy nie s\u0142ysza\u0142o<br>o funduszach ETF\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f26fc39 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start elementor-widget elementor-widget-icon-box\" data-id=\"f26fc39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg class=\"ekit-svg-icon icon-stats-6\" viewBox=\"0 0 32 32\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M31.313 31.712h-30.625v-30.625h1.306v29.319h29.319zM27.275 27.738h-5.275v-7.756h5.275v7.756zM23.3 26.438h2.669v-5.15h-2.669v5.15zM19 27.738h-5.275v-11.338h5.275v11.337zM14.956 26.438h2.669v-8.731h-2.669v8.731zM10.656 27.738h-5.275v-16.813h5.275v16.813zM6.681 26.438h2.669v-14.206h-2.669v14.206z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tPonad 90% nie inwestuje<br>i nie zamierza inwestowa\u0107<br>w ramach IKE czy IKZE\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d273ec7 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d273ec7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>*Poziom wiedzy finansowej Polak\u00f3w 2024 \u2013 ZBP.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17e46cc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"17e46cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d31721f e-con-full e-flex e-con e-child\" data-id=\"d31721f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-87e70a8 elementor-widget elementor-widget-text-editor\" data-id=\"87e70a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>To pokazuje, jak bardzo potrzebna jest rzetelna, przyst\u0119pna edukacja finansowa.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cbaf11b e-flex e-con-boxed e-con e-parent\" data-id=\"cbaf11b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cc85b57 elementor-cta--valign-middle elementor-cta--skin-cover elementor-widget-mobile__width-auto elementor-animated-content elementor-widget elementor-widget-call-to-action\" data-id=\"cc85b57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/insiderfx.pl\/wp-content\/uploads\/2025\/12\/AdobeStock_441320165-scaled.webp);\" role=\"img\" aria-label=\"default\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\t7 krok\u00f3w ku wolno\u015bci finansowej\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__description elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tW polskim internecie znajdziesz wiele warto\u015bciowych tre\u015bci o finansach osobistych, ale brakuje jednej, <br>prostej \u015bcie\u017cki, kt\u00f3ra porz\u0105dkuje ca\u0142y proces od podstaw do budowania maj\u0105tku.  <br>Ten blog ma to zmieni\u0107, a poni\u017csze kroki stanowi\u0105 kr\u0119gos\u0142up ca\u0142ej tre\u015bci InsiderFX i prowadz\u0105 logicznie <br>od wychodzenia z d\u0142ug\u00f3w do d\u0142ugoterminowego budowania kapita\u0142u.\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9f99c06 e-flex e-con-boxed e-con e-parent\" data-id=\"9f99c06\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b235023 elementor-widget elementor-widget-timeline-widget-addon\" data-id=\"b235023\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"timeline-widget-addon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ========= Timeline Widget  Addon For Elementor 1.7.0 ========= -->\n<div id=\"twae-wrapper-b235023\" class=\"twae-wrapper twae-horizontal-timeline\">\n<div class=\"twae-wrapper-inside\">\n <div id=\"twae-slider-container-b235023\" data-dir=\"\" data-slidestoshow=\"3\" data-autoplay=\"true\" data-auto-height=\"false\" class=\"twae-slider-container swiper-container\">\n <div  class=\"twae-slider-wrapper swiper-wrapper auto-height\"><!-- Start of Story Repeater Content --><div id=\"twae-article-d384d49\" class=\"twae-repeater-item twae-story swiper-slide twae-story-no-icon\"><!-- Story Label --><div class=\"twae-labels\"><div class=\"twae-label-big\">Krok 1<\/div><div class=\"twae-label-small\">Wprowadzenie<\/div><\/div><!-- Story Icon --><div class=\"twae-icon\"><i aria-hidden=\"true\" class=\"material-icons md-navigate_next\"><\/i><\/div><!-- Story Arrow --><div class=\"twae-arrow\"><\/div><!-- Start of Story Content --><div class=\"twae-content\"><!-- Story Image --><div class=\"twae-media full\"><img decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly.webp 1200w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly-300x300.webp 300w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly-100x100.webp 100w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly-600x600.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly-1024x1024.webp 1024w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly-150x150.webp 150w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/maly-768x768.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><!-- Story Title --><div class=\"twae-title\">Zbuduj ma\u0142y fundusz bezpiecze\u0144stwa<\/div><!-- Story Description --><div class=\"twae-description\"><p>Zanim zaczniesz sp\u0142aca\u0107 d\u0142ugi czy inwestowa\u0107, musisz mie\u0107 \"poduszk\u0119\", kt\u00f3ra uchroni Ci\u0119 przed nowymi kredytami. Od\u0142\u00f3\u017c na pocz\u0105tek \u015brodki odpowiadaj\u0105ce 1 miesi\u0105cu wydatk\u00f3w - to Tw\u00f3j fundusz na sytuacje awaryjne.<\/p><\/div><\/div><\/div><!-- Start of Story Repeater Content --><div id=\"twae-article-0784dec\" class=\"twae-repeater-item twae-story swiper-slide twae-story-no-icon\"><!-- Story Label --><div class=\"twae-labels\"><div class=\"twae-label-big twae-label-big\">Krok 2<\/div><div class=\"twae-label-small twae-label-small\">Odd\u0142u\u017canie<\/div><\/div><!-- Story Icon --><div class=\"twae-icon\"><i aria-hidden=\"true\" class=\"material-icons md-navigate_next\"><\/i><\/div><!-- Story Arrow --><div class=\"twae-arrow\"><\/div><!-- Start of Story Content --><div class=\"twae-content\"><!-- Story Image --><div class=\"twae-media full\"><img decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons.webp 1200w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons-300x300.webp 300w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons-100x100.webp 100w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons-600x600.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons-1024x1024.webp 1024w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons-150x150.webp 150w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadzdlugukons-768x768.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><!-- Story Title --><div class=\"twae-title twae-title\">Pozb\u0105d\u017a si\u0119 d\u0142ug\u00f3w konsumpcyjnych<\/div><!-- Story Description --><div class=\"twae-description twae-description\"><p>D\u0142ugi to kotwica. Zastosuj metod\u0119 kuli \u015bnie\u017cnej lub lawiny, aby sp\u0142aci\u0107 wszystkie po\u017cyczki, karty kredytowe i raty (z wyj\u0105tkiem kredytu hipotecznego). Odzyskaj swoj\u0105 p\u0142ynno\u015b\u0107 finansow\u0105.<\/p><\/div><\/div><\/div><!-- Start of Story Repeater Content --><div id=\"twae-article-5eda4f1\" class=\"twae-repeater-item twae-story swiper-slide twae-story-no-icon\"><!-- Story Label --><div class=\"twae-labels\"><div class=\"twae-label-big twae-label-big twae-label-big\">Krok 3<\/div><div class=\"twae-label-small twae-label-small twae-label-small\">Bezpiecze\u0144stwo<\/div><\/div><!-- Story Icon --><div class=\"twae-icon\"><i aria-hidden=\"true\" class=\"material-icons md-navigate_next\"><\/i><\/div><!-- Story Arrow --><div class=\"twae-arrow\"><\/div><!-- Start of Story Content --><div class=\"twae-content\"><!-- Story Image --><div class=\"twae-media full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny.webp 1200w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny-300x300.webp 300w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny-100x100.webp 100w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny-600x600.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny-1024x1024.webp 1024w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny-150x150.webp 150w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pelny-768x768.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><!-- Story Title --><div class=\"twae-title twae-title twae-title\">Zbuduj pe\u0142ny fundusz bezpiecze\u0144stwa<\/div><!-- Story Description --><div class=\"twae-description twae-description twae-description\"><p>Czas na prawdziwy spok\u00f3j. Od\u0142\u00f3\u017c kwot\u0119 r\u00f3wn\u0105 Twoim 3-6 miesi\u0119cznym wydatkom. To Tw\u00f3j \u017celazny zapas, kt\u00f3ry pozwoli Ci spa\u0107 spokojnie, nawet je\u015bli stracisz \u017ar\u00f3d\u0142o dochodu.<\/p><\/div><\/div><\/div><!-- Start of Story Repeater Content --><div id=\"twae-article-f3e6397\" class=\"twae-repeater-item twae-story swiper-slide twae-story-no-icon\"><!-- Story Label --><div class=\"twae-labels\"><div class=\"twae-label-big twae-label-big twae-label-big twae-label-big\">Krok 4<\/div><div class=\"twae-label-small twae-label-small twae-label-small twae-label-small\">Emerytura<\/div><\/div><!-- Story Icon --><div class=\"twae-icon\"><i aria-hidden=\"true\" class=\"material-icons md-navigate_next\"><\/i><\/div><!-- Story Arrow --><div class=\"twae-arrow\"><\/div><!-- Start of Story Content --><div class=\"twae-content\"><!-- Story Image --><div class=\"twae-media full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest.webp 1200w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest-300x300.webp 300w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest-100x100.webp 100w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest-600x600.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest-1024x1024.webp 1024w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest-150x150.webp 150w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/inwest-768x768.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><!-- Story Title --><div class=\"twae-title twae-title twae-title twae-title\">Zacznij inwestowa\u0107 na emerytur\u0119<\/div><!-- Story Description --><div class=\"twae-description twae-description twae-description twae-description\"><p>Wykorzystaj magi\u0119 procentu sk\u0142adanego. Skup si\u0119 na d\u0142ugoterminowym inwestowaniu, wykorzystuj\u0105c konta takie jak IKE oraz IKZE, aby budowa\u0107 kapita\u0142 na przysz\u0142o\u015b\u0107 w spos\u00f3b efektywny podatkowo. To najwy\u017cszy czas, aby okre\u015bli\u0107 swoje potrzeby na emeryturze i zaprojektowa\u0107 odpowiedni plan emerytalny.<\/p><\/div><\/div><\/div><!-- Start of Story Repeater Content --><div id=\"twae-article-bff583c\" class=\"twae-repeater-item twae-story swiper-slide twae-story-no-icon\"><!-- Story Label --><div class=\"twae-labels\"><div class=\"twae-label-big twae-label-big twae-label-big twae-label-big twae-label-big\">Krok 5<\/div><div class=\"twae-label-small twae-label-small twae-label-small twae-label-small twae-label-small\">Cele<\/div><\/div><!-- Story Icon --><div class=\"twae-icon\"><i aria-hidden=\"true\" class=\"material-icons md-navigate_next\"><\/i><\/div><!-- Story Arrow --><div class=\"twae-arrow\"><\/div><!-- Start of Story Content --><div class=\"twae-content\"><!-- Story Image --><div class=\"twae-media full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj.webp 1200w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj-300x300.webp 300w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj-100x100.webp 100w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj-600x600.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj-1024x1024.webp 1024w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj-150x150.webp 150w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/zdefiniuj-768x768.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><!-- Story Title --><div class=\"twae-title twae-title twae-title twae-title twae-title\">Zdefiniuj cele i zacznij oszcz\u0119dza\u0107 na najwa\u017cniejsze<\/div><!-- Story Description --><div class=\"twae-description twae-description twae-description twae-description twae-description\"><p>Masz oszcz\u0119dno\u015bci i brak d\u0142ug\u00f3w \u2013 czas na marzenia. Okre\u015bl, ile pieni\u0119dzy potrzebujesz na konkretne cele (np. edukacja dzieci, wk\u0142ad w\u0142asny) i dopasuj do nich odpowiednie narz\u0119dzia inwestycyjne.<\/p><\/div><\/div><\/div><!-- Start of Story Repeater Content --><div id=\"twae-article-01d4b00\" class=\"twae-repeater-item twae-story swiper-slide twae-story-no-icon\"><!-- Story Label --><div class=\"twae-labels\"><div class=\"twae-label-big twae-label-big twae-label-big twae-label-big twae-label-big twae-label-big\">Krok 6<\/div><div class=\"twae-label-small twae-label-small twae-label-small twae-label-small twae-label-small twae-label-small\">Hipoteka<\/div><\/div><!-- Story Icon --><div class=\"twae-icon\"><i aria-hidden=\"true\" class=\"material-icons md-navigate_next\"><\/i><\/div><!-- Story Arrow --><div class=\"twae-arrow\"><\/div><!-- Start of Story Content --><div class=\"twae-content\"><!-- Story Image --><div class=\"twae-media full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz.webp 1200w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz-300x300.webp 300w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz-100x100.webp 100w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz-600x600.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz-1024x1024.webp 1024w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz-150x150.webp 150w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/pozbadz-768x768.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><!-- Story Title --><div class=\"twae-title twae-title twae-title twae-title twae-title twae-title\">Pozb\u0105d\u017a si\u0119 kredytu hipotecznego<\/div><!-- Story Description --><div class=\"twae-description twae-description twae-description twae-description twae-description twae-description\"><p>Pe\u0142na wolno\u015b\u0107 to w\u0142asny dom bez obci\u0105\u017ce\u0144. Wykorzystaj nadwy\u017cki finansowe na regularne lub sporadyczne nadp\u0142aty kapita\u0142u, aby drastycznie obni\u017cy\u0107 koszt kredytu i skr\u00f3ci\u0107 czas jego sp\u0142aty.<\/p><\/div><\/div><\/div><!-- Start of Story Repeater Content --><div id=\"twae-article-f293bbc\" class=\"twae-repeater-item twae-story swiper-slide twae-story-no-icon\"><!-- Story Label --><div class=\"twae-labels\"><div class=\"twae-label-big twae-label-big twae-label-big twae-label-big twae-label-big twae-label-big twae-label-big\">Krok 7<\/div><div class=\"twae-label-small twae-label-small twae-label-small twae-label-small twae-label-small twae-label-small twae-label-small\">Maj\u0105tek<\/div><\/div><!-- Story Icon --><div class=\"twae-icon\"><i aria-hidden=\"true\" class=\"material-icons md-navigate_next\"><\/i><\/div><!-- Story Arrow --><div class=\"twae-arrow\"><\/div><!-- Start of Story Content --><div class=\"twae-content\"><!-- Story Image --><div class=\"twae-media full\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"1200\" src=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec.webp\" class=\"attachment-full size-full\" alt=\"\" srcset=\"https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec.webp 1200w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec-300x300.webp 300w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec-100x100.webp 100w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec-600x600.webp 600w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec-1024x1024.webp 1024w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec-150x150.webp 150w, https:\/\/insiderfx.pl\/wp-content\/uploads\/2026\/01\/doprec-768x768.webp 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/div><!-- Story Title --><div class=\"twae-title twae-title twae-title twae-title twae-title twae-title twae-title\">Doprecyzuj swoje cele i buduj maj\u0105tek<\/div><!-- Story Description --><div class=\"twae-description twae-description twae-description twae-description twae-description twae-description twae-description\"><p>Gratulacje! Jeste\u015b na ostatniej prostej. Kontynuuj inwestowanie, buduj realny maj\u0105tek i pami\u0119taj: \u201ePieni\u0105dze s\u0105 dobrym s\u0142ug\u0105, lecz z\u0142ym panem\u201d. Teraz to one pracuj\u0105 na Ciebie.<\/p><\/div><\/div><\/div><\/div><\/div><\/div> <!-- Add Arrows -->\n       <div class=\"twae-button-prev\"><i class=\"fas fa-chevron-left\"><\/i><\/div>\n       <div class=\"twae-button-next\"><i class=\"fas fa-chevron-right\"><\/i><\/div>\n       <div class=\"twae-h-line\"><\/div>\n       <div class=\"twae-line-fill\"><\/div>\n    <\/div><style type=\"text\/css\">@media (max-width: 1024px){ .twae-wrapper{--tw-ybx-size: 75px !important;}}@media (max-width: 767px){ .twae-wrapper{--tw-ybx-size: 75px !important}}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-74e5f05 e-flex e-con-boxed e-con e-parent\" data-id=\"74e5f05\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2fb4b5 elementor-cta--valign-middle elementor-cta--skin-cover elementor-widget-mobile__width-inherit elementor-animated-content elementor-widget elementor-widget-call-to-action\" data-id=\"e2fb4b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/insiderfx.pl\/wp-content\/uploads\/2025\/12\/AdobeStock_441320165-scaled.webp);\" role=\"img\" aria-label=\"default\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tWypowiedzi w mediach\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-cta__description elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tKomentarze rynkowe, analizy  i wyst\u0105pienia w og\u00f3lnopolskich mediach.\t\t\t\t\t<\/span>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8500fd elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"a8500fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\r\n    .media-container { font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif; color: #333; line-height: 1.5; max-width: 100%; }\r\n    details { border: 1px solid #e2e8f0; border-radius: 8px; margin-bottom: 12px; background: #f8fafc; transition: all 0.2s ease; }\r\n    summary { padding: 14px 18px; font-weight: 700; font-size: 1.1rem; cursor: pointer; list-style: none; display: flex; justify-content: space-between; align-items: center; outline: none; }\r\n    summary::-webkit-details-marker { display: none; }\r\n    summary::after { content: '\u25bc'; font-size: 0.8rem; color: #718096; transition: 0.2s; }\r\n    details[open] summary::after { transform: rotate(180deg); }\r\n    details[open] { background: #fff; border-color: #cbd5e0; box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.1); }\r\n    details[open] summary { border-bottom: 1px solid #e2e8f0; margin-bottom: 12px; color: #1a365d; }\r\n    .media-content { padding: 0 18px 15px 18px; }\r\n    .m-line { margin: 8px 0; font-size: 0.95rem; border-bottom: 1px solid #edf2f7; padding-bottom: 8px; }\r\n    .m-line:last-of-type { border-bottom: none; }\r\n    .m-line a { color: #2c5282; text-decoration: none; font-weight: 500; }\r\n    .m-line a:hover { text-decoration: underline; color: #1a365d; }\r\n    .m-line span { color: #718096; font-size: 0.9rem; }\r\n\r\n    \/* Ukrywanie wpis\u00f3w powy\u017cej 5 *\/\r\n    .media-content .m-line:nth-child(n+6) { display: none; } \r\n    .media-content.expanded .m-line { display: block; }\r\n    \r\n    .show-more-btn { \r\n        display: none; \r\n        color: #2c5282; \r\n        font-size: 0.85rem; \r\n        font-weight: 700; \r\n        cursor: pointer; \r\n        padding: 10px 0; \r\n        text-align: center; \r\n        border: none;\r\n        background: transparent;\r\n        width: 100%;\r\n        margin-top: 5px;\r\n    }\r\n    .show-more-btn::after { content: \"\u25bc Rozwi\u0144 list\u0119\"; }\r\n    .expanded .show-more-btn::after { content: \"\u25b2 Zwi\u0144 list\u0119\"; }\r\n<\/style>\r\n\r\n<div class=\"media-container\">\r\n\r\n<details open>\r\n  <summary>2026<\/summary>\r\n  <div class=\"media-content\">\r\n      <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/gospodarka\/art44519061-arkadiusz-balcerowski-mbank-inflacja-w-polsce-moze-rosnac-ale-nie-powinna-sie-utrwalic\" target=\"_blank\">Inflacja w Polsce mo\u017ce rosn\u0105\u0107, ale nie powinna si\u0119 utrwali\u0107<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n      <div class=\"m-line\"><a href=\"https:\/\/edgp.gazetaprawna.pl\/gospodarka\/artykuly\/11223863,niepokoj-na-rynkach-obligacji-pozyczanie-pieniedzy-stalo-sie-drozsze.html\" target=\"_blank\">Niepok\u00f3j na rynkach obligacji. Po\u017cyczanie pieni\u0119dzy sta\u0142o si\u0119 dro\u017csze<\/a> <span>\u2013 DGP<\/span><\/div>\r\n      <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/podcast\/190179,Kruchy-optymizm-rynkow-Konflikt-w-Zatoce-uderzy-w-polskiego-konsumenta.html\" target=\"_blank\">Kruchy optymizm rynk\u00f3w. Konflikt w Zatoce uderzy w polskiego konsumenta?<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n      <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/gospodarka\/czy-eskalacja-na-bliskim-wschodzie-powstrzyma-rpp-ekonomistow-podzielil-dylemat-wojenny-7260016133204096a.html\" target=\"_blank\">Czy eskalacja na Bliskim Wschodzie powstrzyma RPP? Ekonomist\u00f3w podzieli\u0142 dylemat wojenny<\/a> <span>\u2013 Money<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/poradnik-finansowy\/postanowienia-noworoczne-ludzi-finansow-oto-ich-sposoby-na-oszczedzanie-i\/rs0clq4\" target=\"_blank\">Postanowienia noworoczne ludzi finans\u00f3w. Oto ich sposoby na oszcz\u0119dzanie<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"show-more-btn\"><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2025<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"http:\/\/parkiet.com\/banki\/art43250201-arkadiusz-balcerowski-mbank-ceny-energii-kluczowe-dla-gospodarki-unii\" target=\"_blank\">Arkadiusz Balcerowski, mBank: Ceny energii kluczowe dla gospodarki Unii<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/tradersunion.com\/pl\/news\/market-voices\/show\/718105-limits-ikze-2025\/\" target=\"_blank\">Arkadiusz Balcerowski informuje o limitach wp\u0142at IKZE na 2025 rok<\/a> <span>\u2013 TradersUnion<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/biznes.interia.pl\/waluty\/aktualnosci\/news-przygotujmy-sie-na-zmiane-kursu-zlotego-mamy-nowa-prognoze,nId,22432396\" target=\"_blank\">Przygotujmy si\u0119 na zmian\u0119 kursu z\u0142otego. Mamy now\u0105 prognoze<\/a> <span>\u2013 Interia<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/gospodarka\/prezydent-nawrocki-wetuje-podwyzki-podatkow-rzad-ma-problem-z-deficytem-budzetowym-7198726803348416a.html\" target=\"_blank\">Prezydent Nawrocki wetuje podwy\u017cki podatk\u00f3w. Rz\u0105d ma problem z deficytem bud\u017cetowym<\/a> <span>\u2013 Money<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/felietony\/art42898851-co-zwykly-polak-moze-sadzic-o-oki\" target=\"_blank\">Co zwyk\u0142y Polak mo\u017ce s\u0105dzi\u0107 o OKI?<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/podcast\/178692,Zatrudnienie-i-wynagrodzenie-w-Polsce-GUS-pokazal-najnowsze-dane\" target=\"_blank\">Zatrudnienie i wynagrodzenie w Polsce. GUS pokaza\u0142 najnowsze dane<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/wyborcza.biz\/biznes\/7,177151,32069302,kto-i-dlaczego-rozdmuchal-deficyt-budzetowy-w-polsce-trzech.html\" target=\"_blank\">Kto i dlaczego rozdmucha\u0142 deficyt bud\u017cetowy w Polsce? \u201cTrzech je\u017ad\u017ac\u00f3w wydatkolipsy\u201d<\/a> <span>\u2013 Wyborcza<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/podcast\/173971,Piatki-na-inflacyjnym-liczniku-nie-ma-I-nie-bedzie\" target=\"_blank\">Pi\u0105tki na inflacyjnym liczniku nie ma. I nie b\u0119dzie?<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/w-co-gra-administracja-trumpa-bledna-diagnoza-niespojny-plan-i-reczne-sterowanie\/jhqfkkq\" target=\"_blank\">W co gra administracja Trumpa? \u201cB\u0142\u0119dna diagnoza, niesp\u00f3jny plan i r\u0119czne sterowanie\u201d<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.youtube.com\/watch?v=OBoHT6kvUpE\" target=\"_blank\">Strategiczny zwrot Niemiec! Co dla nas oznacza? [VIDEO] | Spotify<\/a> <span>\u2013 Subiektywnie o Finansach<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/taki-bedzie-2025-r-prognozy-parkietu\/art41750711-obligacje-okazja-dla-inwestorow-tak-ale\" target=\"_blank\">Obligacje okazj\u0105 dla inwestor\u00f3w? Tak, ale\u2026 \u2013 [VIDEO]<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/obligacje-panstwowe-tanieja-mimo-obnizek-stop-rzady-w-trudnej-sytuacji\/5nxz1nh\" target=\"_blank\">\u201cG\u00f3ra d\u0142ug\u00f3w musi sporo kosztowa\u0107\u201d. Rynek obligacji komplikuje plany rz\u0105dom<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/trump-zapowiada-deportacje-milionow-imigrantow-to-bylby-cios-dla-gospodarki-usa\/b4bqhcf\" target=\"_blank\">Donald Trump zapowiada\u0142 masowe deportacje. Ucierpia\u0142aby nie tylko ameryka\u0144ska gospodarka<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"show-more-btn\"><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2024<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/podcast\/168193,Sprawdzamy-ile-trzeba-miec-w-portfelu-idac-na-zakupy\" target=\"_blank\">Sprawdzamy, ile trzeba mie\u0107 w portfelu id\u0105c na zakupy<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/pro.rp.pl\/magazyn-o-biznesie\/art41196951-arkadiusz-balcerowski-polska-gospodarka-ma-sie-dobrze-problemy-maja-niemcy-i-strefa-euro\" target=\"_blank\">Polska gospodarka ma si\u0119 dobrze. Problemy maj\u0105 Niemcy i strefa euro [VIDEO]<\/a> <span>\u2013 Rzeczpospolita<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/next.gazeta.pl\/next\/7,151003,31301068,niemiecka-gospodarka-w-agonii-znow-staja-sie-chorym-czlowiekiem.html\" target=\"_blank\">Niemiecka gospodarka w tarapatach. Zn\u00f3w staj\u0105 si\u0119 chorym cz\u0142owiekiem Europy. \u201cObsesyjny strach\u201d<\/a> <span>\u2013 Gazeta.pl<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/obserwatorgospodarczy.pl\/2024\/09\/06\/kiedy-obnizka-stop-procentowych-najszybciej-w-2025-r-ale-i-tak-nie-ma-pewnosci\/\" target=\"_blank\">Kiedy obni\u017cka st\u00f3p procentowych? Najszybciej w 2025 r., ale i tak nie ma pewno\u015bci<\/a> <span>\u2013 Obserwator Gospodarczy<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.rp.pl\/banki\/art41067451-tusk-naciskal-na-glapinskiego-w-sprawie-stop-ale-ten-dostal-argument-przeciw-obnizkom\" target=\"_blank\">Tusk naciska\u0142 na Glapi\u0144skiego w sprawie st\u00f3p, ale ten dosta\u0142 argument przeciw obni\u017ckom<\/a> <span>\u2013 Rzeczpospolita<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/pieniadze\/pierwszy-samodzielny-budzet-ekipy-tuska-ekonomista-tlumaczy-co-sie-za-nim-kryje-7065681305717312a.html\" target=\"_blank\">Pierwszy samodzielny bud\u017cet ekipy Tuska. Ekonomista t\u0142umaczy, co si\u0119 za nim kryje<\/a> <span>\u2013 Money<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/pro.rp.pl\/magazyn-o-biznesie\/art40937311-arkadiusz-balcerowski-sytuacja-w-amerykanskiej-gospodarce-nie-wyglada-zle-to-jeszcze-nie-recesja\" target=\"_blank\">Sytuacja w ameryka\u0144skiej gospodarce nie wygl\u0105da \u017ale. To jeszcze nie recesja<\/a> <span>\u2013 Rzeczpospolita<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/gosc\/20778,Arkadiusz-Balcerowski\" target=\"_blank\">Inflacja w czerwcu stabilna. A czy przed nami koniec inflacyjnego spokoju?<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.youtube.com\/watch?v=1j81tGQmmMY\" target=\"_blank\">Go\u015bcinny wyst\u0119p w programie \u201cJanosik\u201d<\/a> <span>\u2013 Youtube<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.linkedin.com\/pulse\/stygmatyzacja-instytucji-depozytowych-polityka-banku-arkadiusz-hsfxf\/\" target=\"_blank\">Stygmatyzacja instytucji depozytowych a polityka banku centralnego<\/a> <span>\u2013 LinkedIn<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/makroekonomia.mbank.pl\/314548-czas-na-zmiane-rezimu-w-polskiej-polityce-pienieznej\" target=\"_blank\">Czas na zmian\u0119 re\u017cimu w polskiej polityce pieni\u0119\u017cnej<\/a> <span>\u2013 Makroekonomia<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/zagadka-budzetu-panstwa-dobra-passa-rzadu-moze-sie-niebawem-skonczyc\/qlnyg3d\" target=\"_blank\">Zagadka bud\u017cetu pa\u0144stwa. Dobra passa rz\u0105du mo\u017ce si\u0119 niebawem sko\u0144czy\u0107<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/tvn24.pl\/biznes\/ze-swiata\/energia-sloneczna-wojna-solarna-analiza-mbanku-st7881352\" target=\"_blank\">Wojna solarna. \u201cKryzys wywr\u00f3ci\u0142 st\u00f3\u0142 do g\u00f3ry nogami\u201d<\/a> <span>\u2013 TVN24<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/strumien-pieniedzy-omija-polskie-obligacje-skarbowe-oto-przyczyny\/vkm2hv5\" target=\"_blank\">Strumie\u0144 pieni\u0119dzy omija polskie obligacje skarbowe. Oto przyczyny<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/podcast\/156302,Inflacja-wciaz-mocno-przyklejona-do-gospodarki-Zagladamy-w-dane-o-inflacji-bazowej\" target=\"_blank\">Inflacja wci\u0105\u017c mocno przyklejona do gospodarki? Zagl\u0105damy w dane o inflacji bazowej<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.youtube.com\/live\/xMDKUMOtuXY?t=849\" target=\"_blank\">Balcerowski: Osi\u0105gn\u0119li\u015bmy do\u0142ek inflacji [VIDEO]<\/a> <span>\u2013 Rzeczpospolita<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/gospodarka\/co-dalej-z-inflacja-wkrotce-zacznie-rosnac-a-potem-trafi-na-obszar-niezbadanych-wod-7011163459742688a.html\" target=\"_blank\">Co dalej z inflacj\u0105? Wkr\u00f3tce zacznie rosn\u0105c. Potem trafi na \u201cobszar niezbadanych w\u00f3d\u201d<\/a> <span>\u2013 Money<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/next.gazeta.pl\/next\/7,151003,30764683,te-decyzje-rzad-oglosi-na-dniach-chodzi-o-miliardy-z-naszych.html\" target=\"_blank\">T\u0119 decyzj\u0119 rz\u0105d og\u0142osi na dniach. Chodzi o miliardy z naszych portfeli. Tusk: Rozmawia\u0142em d\u0142ugo w nocy<\/a> <span>\u2013 Gazeta.pl<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/stopy-procentowe-na-razie-nie-spadna-polityka-nbp-nie-pomoze-rzadowi-donalda-tuska\/rr2tnyh\" target=\"_blank\">Stopy procentowe na razie nie spadn\u0105. Odbije si\u0119 to na gospodarce i nie pomo\u017ce rz\u0105dowi<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/slabsze-niemcy-nie-zatrzymaja-polskiego-zywiolu-gospodarczego-to-nasza-szansa\/3sp0kw4\" target=\"_blank\">S\u0142absze Niemcy nie zatrzymaj\u0105 polskiego \u017cywio\u0142u gospodarczego. Okazja dla naszego przemys\u0142u<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/to-paliwo-do-obnizek-stop-ale-rpp-moze-nie-byc-sklonna-do-glebokich-ciec\/mlcm6wn\" target=\"_blank\">To paliwo do obni\u017cek st\u00f3p procentowych. Ale RPP mo\u017ce nie by\u0107 sk\u0142onna do g\u0142\u0119bokich ci\u0119\u0107<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"show-more-btn\"><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2023<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/gospodarka-krajowa\/art39461121-arkadiusz-balcerowski-mbank-jestesmy-u-progu-boomu-konsumpcyjnego\" target=\"_blank\">Jeste\u015bmy u progu boomu konsumpcyjnego [VIDEO]<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/tak-polityka-adama-glapinskiego-wplynela-na-zycie-polakow-kilka-twarzy-nbp\/hlhj1py\" target=\"_blank\">Tak polityka Adama Glapi\u0144skiego wp\u0142yn\u0119\u0142a na \u017cycie Polak\u00f3w. Kilka twarzy NBP<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/makroekonomia.mbank.pl\/266003-przed-wyruszeniem-w-droge-zmian-systemu-rezerwy-obowiazkowej-nalezy-zebrac-argumenty\" target=\"_blank\">Przed wyruszeniem w drog\u0119 zmian systemu rezerwy obowi\u0105zkowej nale\u017cy zebra\u0107\u2026 argumenty<\/a> <span>\u2013 Makroekonomia mBank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/podcast\/147502,Rynki-w-Polsce-w-trybie-powyborczym-rynki-swiatowe-w-napieciu-patrza-na-Bliski-Wschod\" target=\"_blank\">Rynki w Polsce w trybie powyborczym, rynki \u015bwiatowe w napi\u0119ciu patrz\u0105 na Bliski Wschod<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/banki\/historyczny-dzien-na-gieldzie-szczegolnie-jedna-branza-zyskala-po-wyborach-6952872189975456a.html\" target=\"_blank\">Historyczny dzie\u0144 na gie\u0142dzie. Szczeg\u00f3lnie jedna bran\u017ca zyska\u0142a po wyborach<\/a> <span>\u2013 Money<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/banki\/stopy-procentowe-w-dol-rynki-finansowe-w-koncu-uwierzyly-bankierom-6948574795487872a.html\" target=\"_blank\">Stopy procentowe w d\u00f3\u0142. \u201cRynki finansowe w ko\u0144cu uwierzy\u0142y bankierom\u201d<\/a> <span>\u2013 Money<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/edgp.gazetaprawna.pl\/e-wydanie\/59172,18-wrzesnia-2023\/76653,Dziennik-Gazeta-Prawna\/877396,Recesja-w-USA-jest-wciaz-realna.html\" target=\"_blank\">Recesja w USA jest wci\u0105\u017c realna<\/a> <span>\u2013 GazetaPrawna.pl<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/inwestycje\/art39023301-miesiac-na-rynkach-widmo-recesji-straszy-glowne-gospodarki\" target=\"_blank\">Widmo recesji straszy g\u0142\u00f3wne gospodarki<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/polscy-klienci-indywidualni-i-firmy-najmniej-zadluzeni-od-lat\/5372v99\" target=\"_blank\">Polska gospodarka si\u0119 odd\u0142u\u017ca, wska\u017aniki s\u0105 najni\u017csze od 15 lat. Co to oznacza i z czego wynika?<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/serwisy.gazetaprawna.pl\/nieruchomosci\/artykuly\/9023260,ceny-na-rynku-nie-ruchomosci-beda-rosly-zmiany-dotkna-zarowno-rynek-pi.html\" target=\"_blank\">Ceny na rynku nieruchomo\u015bci b\u0119d\u0105 ros\u0142y. Zmiany dotkn\u0105 zar\u00f3wno rynek pierwotny, jak i wt\u00f3rny<\/a> <span>\u2013 GazetaPrawna.pl<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/makroekonomia.mbank.pl\/248788-chiny-cele-polityki-pienieznej-i-narzedzia-ich-realizacji\" target=\"_blank\">Chiny: Cele polityki pieni\u0119\u017cnej i narz\u0119dzia ich realizacji<\/a> <span>\u2013 Makroekonomia mBank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/audycje.tokfm.pl\/podcast\/142999,Znamy-szczegolowe-dane-o-czerwcowej-inflacji-A-co-dalej-bedzie-sie-nia-dzialo\" target=\"_blank\">Znamy szczeg\u00f3\u0142owe dane o czerwcowej inflacji. A co dalej b\u0119dzie si\u0119 ni\u0105 dzia\u0142o?<\/a> <span>\u2013 TOK FM<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/inflacja-spada-ale-nie-ma-sie-co-cieszyc-czekaja-nas-lata-wysokich-cen-i-stop\/7eegk14\" target=\"_blank\">Kolejny miesi\u0105c spadku inflacji. Czy to przybli\u017ca nas do obni\u017cek st\u00f3p procentowych?<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/makroekonomia.mbank.pl\/243384-sledztwo-ekonomiczne-tajemnicze-zrodlo-wzrostu-podazy-pieniadza-w-polsce\" target=\"_blank\">Tajemnicze \u017ar\u00f3d\u0142o wzrostu poda\u017cy pieni\u0105dza w Polsce<\/a> <span>\u2013 Makroekonomia mBank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/next.gazeta.pl\/next\/7,151003,29769684,dane-o-pkb-polski-wrecz-fenomenalne-ale-jest-tez-znak-zapytania.html\" target=\"_blank\">Dane o PKB Polski \u201cwr\u0119cz fenomenalne\u201d, ale jest te\u017c znak zapytania. \u201cGUS ma z tym ewidentny problem\u201d [VIDEO] | Spotify<\/a> <span>\u2013 Gazeta.pl<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/obserwatorgospodarczy.pl\/2023\/05\/06\/dedolaryzacja-to-mit-hegemonia-dolara-nie-jest-zagrozona\/\" target=\"_blank\">Dedolaryzacja to mit? Hegemonia dolara nie jest zagro\u017cona<\/a> <span>\u2013 Obserwator Gospodarczy<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/wzrost-placy-minimalnej-przebija-granice-to-zwiastuje-duzy-problem\/y1wbwnn\" target=\"_blank\">Wzrost p\u0142acy minimalnej przebija nowe granice. Musi mie\u0107 negatywne konsekwencje<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/forsal.pl\/gospodarka\/inwestycje\/artykuly\/8694802,wzrost-ceny-ropy-do-90-usd-to-inflacja-wyzsza-o-02-05-pkt-proc.html\" target=\"_blank\">Wzrost ceny ropy do 90 dolar\u00f3w za bary\u0142k\u0119 podni\u00f3s\u0142by inflacj\u0119 o 0,2-0,5 pkt proc.<\/a> <span>\u2013 Forsal<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/upadlosc-amerykanskiego-banku-czy-swiat-czeka-nowy-kryzys-bankowy\/td9qcec\" target=\"_blank\">Upad\u0142o\u015b\u0107 ameryka\u0144skiego banku. Takie mog\u0105 by\u0107 konsekwencje dla europejskich instytucji<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/makroekonomia.mbank.pl\/230397-sektor-bankowy-a-rynek-obligacji-i-finansowanie-gospodarki\" target=\"_blank\">Sektor bankowy a rynek obligacji i finansowanie gospodarki<\/a> <span>\u2013 Makroekonomia mBank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/felietony\/art38024141-rynek-nie-docenia-ryzyka-recesji\" target=\"_blank\">Rynek nie docenia ryzyka recesji<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/w-cieniu-wojny-w-ukrainie-polska-moze-zyskac-na-swoim-polozeniu-geograficznym\/63prdcc\" target=\"_blank\">W cieniu wojny w Ukrainie ro\u015bnie znaczenie geopolityczne Polski. Tak mo\u017ce zyska\u0107 na tym nasza gospodarka<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.youtube.com\/watch?v=aP-AN5i6ZwQ\" target=\"_blank\">Polska gie\u0142da jest zbyt upolityczniona [VIDEO]<\/a> <span>\u2013 Obserwator Gospodarczy<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/fakty.tvn24.pl\/\" target=\"_blank\">Wypowied\u017a dot. zachodnich sankcji na\u0142o\u017conych na Rosj\u0119 [VIDEO \u2013 od 2:00]<\/a> <span>\u2013 TVN<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/makroekonomia\/tak-spadajaca-inflacja-pozytywnie-wplynie-na-polska-gospodarke-i-konsumentow\/jvnqxwl\" target=\"_blank\">Tak spadaj\u0105ca inflacja pozytywnie wp\u0142ynie na polsk\u0105 gospodark\u0119 i konsument\u00f3w<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.youtube.com\/watch?v=rAh9wOgb_xs\" target=\"_blank\">W lutym szczyt inflacji [VIDEO]<\/a> <span>\u2013 Rzeczpospolita<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/next.gazeta.pl\/next\/7,151003,29307147,zapytalismy-ekspertow-o-ih-gospodarcze-slowo-klucz-na-2023.html\" target=\"_blank\">Zapytali\u015bmy o s\u0142owo-klucz na 2023 r. Ekonomistom tylko jedno w g\u0142owie. I dobrze!<\/a> <span>\u2013 Gazeta.pl<\/span><\/div>\r\n    <div class=\"show-more-btn\"><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2022<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/felietony\/art37680601-ostroznie-z-ryzykiem-w-nowym-roku\" target=\"_blank\">Ostro\u017cnie z ryzykiem w nowym roku<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/makroekonomia\/slabnaca-gospodarka-i-dokonane-juz-podwyzki-stop-moga-nie-wystarczyc-aby-zdlawic\/bwbzr7g\" target=\"_blank\">S\u0142abn\u0105ca gospodarka i dokonane ju\u017c podwy\u017cki st\u00f3p mog\u0105 nie wystarczy\u0107, aby zd\u0142awi\u0107 inflacj\u0119<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/300gospodarka.pl\/news\/ceny-pradu-2023-tarcza-solidarnosciowa-opinie-ekspertow\" target=\"_blank\">Oszcz\u0119dzanie pr\u0105du b\u0119dzie si\u0119 op\u0142aca\u0107. Ale wok\u00f3\u0142 planu rz\u0105du nadal jest wi\u0119cej pyta\u0144, ni\u017c odpowiedzi<\/a> <span>\u2013 300Gospodarka<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/superbiz.se.pl\/wiadomosci\/czy-placa-minimalna-powinna-byc-taka-sama-w-calym-kraju-eksperci-tlumacza-aa-ENyL-EcEu-Rhf5.html\" target=\"_blank\">Czy p\u0142aca minimalna powinna by\u0107 taka sama w ca\u0142ym kraju? Eksperci t\u0142umacz\u0105<\/a> <span>\u2013 Super Biznes<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/gospodarka\/gaz-w-magazynach-polska-w-europejskiej-czolowce-6789626026166944a.html\" target=\"_blank\">Polska w czo\u0142\u00f3wce Europy pod wzgl\u0119dem zapas\u00f3w gazu. To i tak mo\u017ce nie wystarczy\u0107<\/a> <span>\u2013 Money<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/makroekonomia\/musimy-przyzwyczaic-sie-do-niedoborow-w-gospodarce-najwieksze-wyzwania-dotycza\/n13szn8\" target=\"_blank\">Musimy przyzwyczai\u0107 si\u0119 do niedobor\u00f3w w gospodarce. Najwi\u0119ksze wyzwania dotycz\u0105 surowc\u00f3w i rynku pracy<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/spidersweb.pl\/bizblog\/rzad-majstruje-przy-regule-wydatkowej\/\" target=\"_blank\">Rz\u0105d znowu majstruje przy regule wydatkowej. Bez tego bezpiecznika b\u0119dzie m\u00f3g\u0142 zad\u0142u\u017cy\u0107 nas po uszy<\/a> <span>\u2013 BizBlog<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/zamozni-klienci-maja-plan-na-wakacje-kredytowe-dzieki-niemu-zaoszczedza-na-placonych\/enp6kk7\" target=\"_blank\">Zamo\u017cni klienci maj\u0105 plan na wakacje kredytowe. Dzi\u0119ki niemu zaoszcz\u0119dz\u0105 na p\u0142aconych ratach<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/gospodarka\/makroekonomia\/rzad-chce-pomagac-kredytobiorcom-to-utrudni-nbp-walke-z-inflacja\/7q9ggd9\" target=\"_blank\">Rz\u0105d chce pomaga\u0107 kredytobiorcom. To utrudni NBP walk\u0119 z inflacj\u0105<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/analizy-rynkowe\/art36137721-jak-inflacja-wplywa-na-wyceny-akcji\" target=\"_blank\">Jak inflacja wp\u0142ywa na wyceny akcji<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/300gospodarka.pl\/analizy\/inwestorzy-omijaja-polskie-obligacje-skarbowe-zadaja-wysokiej-premii-za-ryzyko\" target=\"_blank\">Inwestorzy omijaj\u0105 polskie obligacje skarbowe. \u017b\u0105daj\u0105 wysokiej premii za ryzyko<\/a> <span>\u2013 300Gospodarka<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/tvn24.pl\/premium\/wojna-w-ukrainie-a-kryzys-zywnosciowy-rosja-napadla-na-spichlerz-swiatakomu-grozi-glod-gdzie-wzrosna-ceny-analiza-5639319\" target=\"_blank\">Rosja napad\u0142a na \u201cspichlerz \u015bwiata\u201d. Komu grozi kl\u0119ska g\u0142odu, a gdzie wzrosn\u0105 ceny?<\/a> <span>\u2013 TVN 24<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.youtube.com\/watch?v=lBMl-Np33ds\" target=\"_blank\">Ropa dro\u017ceje, niedobory surowc\u00f3w rolnych. Czy nadchodzi kryzys surowcowy? [VIDEO]<\/a> <span>\u2013 Comparic<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/300gospodarka.pl\/news\/inflacja-w-lutym-2022-w-polsce-gus-dane-wstepne\" target=\"_blank\">Inflacja w lutym spad\u0142a, jednak w marcu zn\u00f3w przyspieszy. Nie wida\u0107 ko\u0144ca podwy\u017cek st\u00f3p<\/a> <span>\u2013 300Gospodarka<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/energia.rp.pl\/surowce-i-paliwa\/art35883091-balcerowski-rope-z-rosji-da-sie-zastapic-adamiak-euro-po-5-zl-to-raczej-przeszlosc\" target=\"_blank\">Rop\u0119 z Rosji da si\u0119 zast\u0105pi\u0107 [VIDEO]<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/fundusze-inwestycycyjne\/art35861161-surowce-kusza-dwucyfrowe-zyski-przyciagaja-kapital-do-tfi\" target=\"_blank\">Surowce kusz\u0105. Dwucyfrowe zyski przyci\u0105gaj\u0105 kapita\u0142 do TFI<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/bank.pl\/dla-zlotego-najwazniejsze-jest-porozumienie-z-ue-ws-kpo\/?id=403887&catid=625\" target=\"_blank\">Dla z\u0142otego najwa\u017cniejsze jest porozumienie z UE ws. KPO<\/a> <span>\u2013 Bank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/frank-najdrozszy-w-historii-co-z-polskimi-frankowiczami\/tlx8me2\" target=\"_blank\">Szwajcaria do\u0142\u0105cza do sankcji przeciw Rosji. Jak wp\u0142ynie to na sytuacj\u0119 polskich frankowicz\u00f3w?<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.pb.pl\/nbp-wsparl-zlotego-i-lokaty-bankowe-1140954\" target=\"_blank\">NBP wspar\u0142 z\u0142otego i lokaty bankowe<\/a> <span>\u2013 Puls Biznesu<\/span><\/div>\r\n    <div class=\"show-more-btn\"><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2021<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/bank.pl\/turecka-tarcza-dla-obywateli-oszczedzajacych-w-lirze\/\" target=\"_blank\">Turecka tarcza dla obywateli oszcz\u0119dzaj\u0105cych w lirze<\/a> <span>\u2013 Bank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/bank.pl\/analitycy-raczej-jednomyslni-to-jeszcze-nie-koniec-podwyzek-stop-procentowych-przez-rpp\/\" target=\"_blank\">Analitycy raczej jednomy\u015blni: to jeszcze nie koniec podwy\u017cek st\u00f3p procentowych przez RPP<\/a> <span>\u2013 Bank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.bankier.pl\/wiadomosc\/Analitycy-RPP-podniesie-w-grudniu-stopy-8238293.html\" target=\"_blank\">RPP podniesie w grudniu stopy, ale niepewno\u015b\u0107 co do wyniku posiedzenia jest podwy\u017cszona<\/a> <span>\u2013 Bankier<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/300gospodarka.pl\/300klimat\/zielona-gospodarka-potrzebujebrudnych-surowcow-efekt-coraz-wieksze-koszty-inwestycji-w-oze\" target=\"_blank\">\u201eZielona\u201d gospodarka potrzebuje \u201dbrudnych\u201d surowc\u00f3w. Efekt: coraz wi\u0119ksze koszty inwestycji w OZE<\/a> <span>\u2013 300Gospodarka<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/prezes-fed-wybrany-jerome-powell-ma-druga-kadencje-dlaczego\/v3dk9d6\" target=\"_blank\">Joe Biden wybra\u0142 prezesa Fed. Dlaczego Jerome Powell dosta\u0142 drug\u0105 kadencj\u0119?<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/bank.pl\/spor-z-bruksela-szkodzi-zlotemu-i-wzmaga-inflacje\/\" target=\"_blank\">Sp\u00f3r z Bruksel\u0105 szkodzi z\u0142otemu i wzmaga inflacj\u0119?<\/a> <span>\u2013 Bank<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.youtube.com\/watch?v=EalP87oqbX8\" target=\"_blank\">Skutki podniesienia st\u00f3p procentowych przez RPP [VIDEO]<\/a> <span>\u2013 Comparic<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/fundusze-inwestycyjne\/art19488081-czesc-klientow-nie-zalapala-sie-na-odbicie-funduszy-dluznych\" target=\"_blank\">Cz\u0119\u015b\u0107 klient\u00f3w nie za\u0142apa\u0142a si\u0119 na odbicie funduszy d\u0142u\u017cnych<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"show-more-btn\"><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2020<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/forsal.pl\/artykuly\/1447178,rynek-nie-wierzy-w-zadna-wojne.html\" target=\"_blank\">Rynek nie wierzy w \u017cadn\u0105 wojn\u0119<\/a> <span>\u2013 Forsal<\/span><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2019<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/forsal.pl\/artykuly\/1433097,wyrok-tsue-frankowicze-kurs-zlotego-w-gore.html\" target=\"_blank\">TSUE pom\u00f3g\u0142 polskiej walucie. \u201cZ\u0142oty mo\u017ce ulec stopniowej aprecjacji w kolejnych tygodniach\u201d<\/a> <span>\u2013 Forsal<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/makroekonomia\/rzeka-ren-wysycha-a-jest-kluczowa-dla-niemieckiej-gospodarki\/9kl28kh\" target=\"_blank\">Recesja zagl\u0105da Niemcom w oczy. Bitwa rozegra si\u0119 na rzece Ren<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.parkiet.com\/waluty\/art20201031-silna-pozycja-finansow-publicznych\" target=\"_blank\">Silna pozycja finans\u00f3w publicznych<\/a> <span>\u2013 Parkiet<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/www.money.pl\/pieniadze\/zloty-jedna-z-najslabszych-walut-6353639929170049a.html\" target=\"_blank\">Z\u0142oty jedn\u0105 z najs\u0142abszych walut. Eksperci t\u0142umacz\u0105 przyczyny s\u0142abo\u015bci<\/a> <span>\u2013 Money<\/span><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2018<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/makroekonomia\/import-w-niemczech-najwyzszy-od-1950-r\/tqj12mz\" target=\"_blank\">Zaskoczenie w Niemczech. Sp\u0142yn\u0119\u0142y dane, jakich nie widziano od 1950 r.<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/makroekonomia\/place-realne-w-japonii-w-gore-bank-centralny-i-pkb\/4wt9ev8\" target=\"_blank\">Nad Japoni\u0105 pojawi\u0142 si\u0119 promyk nadziei, kt\u00f3ry mo\u017ce zmieni\u0107 tamtejsz\u0105 gospodark\u0119<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<details>\r\n  <summary>2017<\/summary>\r\n  <div class=\"media-content\">\r\n    <div class=\"m-line\"><a href=\"https:\/\/ceo.com.pl\/jak-zmieni-sie-kurs-franka-w-najblizszych-tygodniach-27229\" target=\"_blank\">Jak zmieni si\u0119 kurs franka v najbli\u017cszych tygodniach<\/a> <span>\u2013 CEO<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/makroekonomia\/finanse-polski-najlepsze-od-10-lat-to-moze-sie-jednak-zmienic\/f5n93fc\" target=\"_blank\">Finanse Polski najlepsze od 10 lat, ale to mo\u017ce si\u0119 szybko zmieni\u0107. \u201cNie rz\u0105dz\u0105 nimi bie\u017c\u0105ce kwestie\u201d<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n    <div class=\"m-line\"><a href=\"https:\/\/businessinsider.com.pl\/finanse\/makroekonomia\/najwazniejsze-wykresy-gospodarcze\/twe7xf8\" target=\"_blank\">Czego\u015b takiego jeszcze nie by\u0142o. 50 ekspert\u00f3w w Polsce ujawnia najwa\u017cniejsze wg nich wykresy \u015bwiata<\/a> <span>\u2013 Business Insider<\/span><\/div>\r\n  <\/div>\r\n<\/details>\r\n\r\n<\/div>\r\n\r\n<script>\r\ndocument.querySelectorAll('.media-content').forEach(container => {\r\n    const lines = container.querySelectorAll('.m-line');\r\n    const btn = container.querySelector('.show-more-btn');\r\n    \r\n    if (lines.length > 5 && btn) {\r\n        btn.style.display = 'block';\r\n        btn.addEventListener('click', () => {\r\n            container.classList.toggle('expanded');\r\n        });\r\n    }\r\n});\r\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Twoja droga do wolno\u015bci finansowej Je\u015bli czytasz ten tekst, to znaczy, \u017ce interesuj\u0105 Ci\u0119 finanse osobiste i \u015bwiadome zarz\u0105dzanie pieni\u0119dzmi. Bardzo mnie to cieszy. Za chwil\u0119 poznasz moj\u0105 kr\u00f3tk\u0105 histori\u0119 oraz 7 krok\u00f3w, kt\u00f3re prowadz\u0105 na drog\u0119 do wolno\u015bci finansowej. Najpierw jednak odpowiedzmy na jedno, bardzo wa\u017cne pytanie. Dla kogo jest ten blog? Ten blog [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":25953,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_glsr_average":0,"_glsr_ranking":0,"_glsr_reviews":0,"footnotes":""},"class_list":["post-171","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Zacznij tutaj - 7 krok\u00f3w do wolno\u015bci finansowej - InsiderFX<\/title>\n<meta name=\"description\" content=\"Chcesz m\u0105drze zarz\u0105dza\u0107 pieni\u0119dzmi? 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